Chime does not offer overdraft protection, but we are looking into options for our direct deposit members. If you do not have sufficient funds on your Chime account, any attempted debit card transaction will be declined. The exception to this is if a merchant forces a transaction through, you leave a tip at a restaurant or salon that exceeds your account balance, or if you go to a gas station and pay at the pump.
Overdraft Protection
Was this article helpful?
- Yes, I found my answer.
- No, I need more help.
Thank you. Your feedback is greatly appreciated.