Chime is a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.
Chime gives you:
- A Chime Visa Debit Card
- An FDIC-insured deposit account that can be managed entirely from your smartphone
- A Savings Account that helps you save money without thinking about it
Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partner bank, The Bancorp Bank, a member of the FDIC.