What type of account is my Chime account?

Chime is a full-featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Chime gives you:

  • A Chime Visa Debit Card
  • An FDIC-insured deposit account that can be managed entirely from your smartphone
  • A Savings Account that helps you save money without thinking about it 

Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partner bank, The Bancorp Bank, a member of the FDIC.

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