What type of account is my Chime account?

Chime is a full featured deposit account. Your account can receive direct deposits and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

With Chime, you get a Chime Visa Debit Card and an FDIC insured deposit account that can be managed entirely from your smartphone, and a Savings Account that helps you save money without thinking about it. Chime accounts are insured up to the standard maximum deposit insurance amount of $250,000 through our partner bank, The Bancorp Bank; Member FDIC.

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