Apple Pay Basics

What is Apple Pay?

Apple Pay™ is a secure, contactless payments feature integrated into the Wallet® app on your iOS device that lets you add your Chime Visa® debit cards to Apple Pay to make purchases at participating retailers in stores.


How does my Chime card work with Apple Pay?

When you add your Chime card to Apple Pay, the number shown on your card is replaced with a secure device account number (also called a token) in your Apple device. This token is passed onto the merchant for payment instead of your card number.


How do I pay using Apple Pay?

In-Store Purchase

To make an in-store purchase with your iPhone SE, iPhone 6, iPhone 6S, iPhone 6 Plus, or iPhone 6S Plus, hold your device near the contactless reader with your finger while holding down Touch ID. A subtle vibration and beep will confirm the transaction is complete. To make an in-store purchase with your Apple Watch, double-click the side button and hold the face of your device near the contactless reader. A gentle pulse and tone confirm that the transaction is complete.

In-App Purchase

To make a purchase in-app with your iPhone, SE, iPhone 6, iPhone 6S, iPhone 6 Plus, iPhone 6S Plus, iPad Air 2, iPad Pro, iPad mini 3, or iPad mini 4, select Apple Pay as the payment option in the app and place your finger on the Touch ID.


Where can I use Apple Pay?

Apple Pay is available for payment in stores and in iOS apps.

In Stores

Apple Pay is available in stores that accept contactless payments. View participating retailers or look for either of these icons at checkout:


In Apps


 See stores and apps that accept Apple Pay

In-App PurchaseYou can also make purchases through participating applications on your device. View featured Apple Pay apps.  

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