How long will it take for my money to post to my Chime Spending Account?

This depends on how the money was sent to us:

Direct Deposit:

With early direct deposit feature, we will post your direct deposit to your Spending Account as soon as it is received from your employer or payer. If you have questions about the timing of your direct deposit please contact your employer.

Bank Transfer Initiated Through the Chime Mobile App or Website:

Up to 5 business days from the date the transfer was initiated (Monday-Friday) excluding federal holidays.

Bank Transfers from an External Account:

These deposits are typically received within 3 business days from the date the transfer was initiated by the originating bank. Once the funds are applied to your Spending Account, they will have same day availability. Refer to the originating bank for more information on their transfer time frames.

Debit Card:

Within minutes of a successful transaction.

Cash Through Green Dot:

Within 2 hours of a successful transaction.

 

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