Direct deposit is the easiest and most reliable way to deposit funds to your Spending Account, although it is certainly not the only one. We support ACH transfers, cash deposits and we’re working on mobile check deposit.
Bank Transfer Initiated from Chime:
You can link an external bank account you own to your Chime Spending Account in the Move Money section of the Chime app or by logging into your account online. Under Move Money, go select Transfers and you will then be prompted to enter your other bank’s login credentials. Your external bank account will be instantly linked to your Spending Account.
Once the external account is linked, you can make transfers from the external account to your Spending Account of up to $200.00 per day and $1,000.00 per month. Transferred funds will be available within 5 business days.
We support the following banks: Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC Bank, Capital One 360, TD Bank, SunTrust, Navy Federal & Charles Schwab. We hope to add others in the near future!
Bank Transfer Initiated from an External Account:
Most banks will allow you to make transfers from their website. If you have an external bank that offers this service, just log in to their website and add Chime by providing your bank routing number and Spending Account number.
Cash through GreenDot:
You can deposit cash to your Chime Spending Account at over 60,000 retail locations with GreenDot. Simply ask the cashier to add cash directly to your Chime Spending Account at the register. You can deposit a maximum of $1,000.00 per 24 hours or $10,000.00 per month.
Third party money transfer services used to deposit funds to your Chime Spending Account may impose their own fees and per transaction, daily, weekly or monthly limits on the frequency or amount of cash you may load to the Chime Spending Account.