How long will it take for my money to post to my Chime Spending Account?

Direct Deposit:

We will post your direct deposit to your Spending Account as soon as it is received from your employer or payer. If you have questions about the timing of your direct deposit please contact your employer. We do not hold your deposit and will send you an email and push notification as soon as it's posted. 
Bank Transfer Initiated Through the Chime Mobile App or Website:
Up to 5 business days (Monday-Friday) from the date the transfer was initiated excluding federal holidays.
Bank Transfers from an External Account:

These deposits are typically received within 3 business days from the date the transfer was initiated by the originating bank. Once the funds are deposited to your Spending Account, they will be available instantly. Refer to the originating bank for more information on their transfer time frames.

Cash Through Green Dot:

Within 2 hours of a successful deposit.

Merchandise Returns

Merchandise returns can take 3-5 days to appear back on your Spending Account. 

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