Simply provide your Chime routing and account number to your employer or payroll provider to receive direct deposit to your Chime Spending Account. Your routing number can be found in the Move Money and Settings sections of the Chime app or at chimebank.com. You can also have a direct deposit enrollment form emailed to you from the Move Money section of the Chime app.
We will only post deposits that are sent under your name. All others will be returned to the sender.
Early direct deposit may provide you with access to your paycheck up to two days early. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.
Bank Transfer Initiated from Chime App or Website:
You can link an external account you own to your Chime Spending Account by logging into the Chime app or online at chimebank.com. From the app, go to Settings, tap “Link a Bank Account”, choose from one of the banks listed and enter your other bank’s login credentials.
To link an external bank account online, log in to chimecard.com, select Move Money, click the Transfers button and select Transfer Funds. Click the drop down arrow in the FROM field, then click LINK ANOTHER BANK ACCOUNT and select from one of the banks listed (see below for list of supported banks). You will then be prompted to enter your other bank’s log in credentials.
Once the external account is linked, you can make transfers from the external account to your Spending Account of up to $200.00 per day and $1,000.00 per month. Transferred funds will be available within 5 business days.
We support the following banks: Chase, Bank of America, Wells Fargo, Citi, US Bank, USAA, Fidelity, PNC Bank, Capital One 360, TD Bank, SunTrust, Navy Federal & Charles Schwab. We hope to add others in the near future!
Bank Transfer Initiated from an External Account:
Many banks will allow you to make transfers from their website. If you have an external bank that offers this service, just log in to their website and add your Chime Spending Account using the routing and account numbers you would use for direct deposit.
Mobile Check Deposit
Currently, you can deposit checks in to your Chime Spending Account through a third a party app (Ingo Money). Keep in mind, they may impose their own fees. We're working to bring mobile check deposit in to the Chime app to make deposits faster and easier.